NTJ Payment Services was founded by a group of college friends who each spent years working across different industries, but kept running into the same problem: merchant services companies that promised low rates and quietly raised them.
Large payment processors answer to shareholders, boards, and investors. That pressure does not disappear. It shows up on your statement as a steady rate increase after your introductory period ends.
NTJ was built with a lean structure that removes those pressures. Our volume and operational efficiency allow us to pass genuine savings to every client we serve, not just at the start, but month after month.
Nick Salmon, founder of NTJ Payment Services, has spent over 20 years in merchant services. He has seen firsthand how the industry works, where businesses get overcharged, and exactly what it takes to build a processing relationship that actually serves the merchant.
That experience is what NTJ is built on. Every recommendation we make, every rate we quote, and every solution we propose comes from a genuine understanding of what businesses need and what they deserve.
We show you exactly what you are paying and why. No hidden fees, no line items that appear after signing.
You have a direct line to our team. If something is wrong with your account, we fix it. No hold queues, no escalation chains.
Our business grows when yours does. That alignment is why we price fairly and stay accessible.
A free rate analysis takes 24 hours and costs you nothing.