Payment solutions built for high-volume businesses

We specialize in serving businesses with substantial card volume nationwide. Every industry has unique needs and we have the experience to match them.

🛒 Retail

High transaction volume means processing costs add up fast. NTJ works with retail businesses to ensure every transaction is processed at the lowest defensible rate with no rate creep after the honeymoon period.

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In-Person Terminals

Tap, chip, and swipe terminals with real-time reporting and next-day funding.

Surcharging Programs

Eliminate processing fees by passing costs to card users in a compliant way.

Inventory Integration

POS systems that connect payments to your inventory management workflow.

🍕 Restaurant & Hospitality

Restaurants operate on tight margins and high volume. Processing costs that seem small per transaction add up to real money monthly.

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Table-Side Payments

Modern terminals that bring payment to the customer, speeding up table turns.

Online Ordering Integration

Connect your online ordering to the same payment infrastructure as your POS.

Tip Management

Flexible tip prompts and reporting that make end-of-shift reconciliation simple.

💼 B2B

Business-to-business payments involve larger transactions and often a mix of card and ACH. NTJ structures solutions to reduce interchange on large ticket items.

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Level 2 & 3 Processing

Reduce interchange on corporate and purchasing cards with enhanced data.

ACH Payments

Lower-cost bank transfer options for recurring and high-value invoices.

Virtual Terminal

Process payments by phone or email invoice without a physical terminal.

💊 Healthcare

Healthcare practices handle sensitive payments requiring secure, compliant processing.

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Patient Payment Plans

Flexible options that improve collection rates and patient satisfaction.

Secure Processing

PCI-compliant solutions with tokenization protecting patient payment data.

Practice Management Integration

Connect payments to your existing billing software.

🚗 Automotive

Auto dealers and service centers have high average ticket sizes. NTJ structures rates to minimize costs on large transactions.

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High Ticket Processing

Optimized rates for large transactions common in auto sales and service.

Mobile Payments

Accept payments on the lot or in the service bay with mobile readers.

Recurring Billing

Automated billing for service agreements and warranties.

👔 Professional Services

Accountants, consultants, and agencies need flexible payment options that match how they bill.

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Invoice Payments

Send payment links with invoices clients can pay by card or ACH.

Recurring Retainers

Automated recurring billing for ongoing client relationships.

Online Payment Portal

A client-facing portal where customers can view and pay invoices.

🔨 Contractors

Contractors often collect payments on job sites or through invoices. NTJ provides mobile and virtual solutions that work wherever the job takes you.

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Mobile Card Readers

Accept payments on any job site with a mobile reader connected to your phone.

Invoice Payment Links

Send invoices with a payment link clients can pay by card or bank transfer.

ACH for Large Projects

For large project payments, ACH is a lower-cost alternative to card processing.

Do not see your industry?

We work with businesses across all sectors. Reach out and we will find the right solution.